Nonresident license candidates may obtain a New York producer license, without having to complete the Prelicense education requirement as long as they are currently licensed as a resident and in good standing in their home state and hold an equivalent license for the same line of authority. Certification from home state if license information is not included in the National Producer Database Fingerprinting Process: There are no fingerprint requirements in New York for agents.
The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements. Check Requirements. Click the requirements button for information on hours required, category restrictions, course delivery and more.
Browse Catalog. Use the filters to easily find the right courses to fulfill your requirements or your preferences. Choose Courses. Click "Add Another Course" in the shopping cart to quickly add more courses to complete your package. Check Out! Use the "Check My Selections" button to confirm your selected courses meet license requirements.
Package price discount will automatically be applied at check-out. Quick Links. Connect With Us:. Contact Us. All Rights Reserved. Your background check from the application will also be reviewed. If this is the case, the state may contact you to provide context to the issues that they have run into. You will not receive any correspondence regarding the acceptance or rejection of your application. If you have not yet received your license, and suspect an error, contact the licensing department at or email the License Department.
Take five 5 minutes and celebrate. Email: licensing dfs. Two years. The bulk of the time is spent studying for your New York insurance exam.
Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam. Follow the steps above. The licensing process is the same for all insurance agent and producer licenses. Ready for more? First, you will be expected to understand and differentiate the types of life insurance policies, such as:. Next, you will also be expected to understand the types of policy riders, provisions, options and exclusions that can modify a policy.
Variables like accidental death, certain beneficiary designations, and dividend options require agents to get flexible about their understanding of the product. Lastly, prospective producers will have to demonstrate an understanding of the application and the underwriting practices needed to deliver the policy. It qualifies you as a life insurance agent legally able to explain, sell, and process that line of insurance.
Both of these types of insurance lines protect a claimant from loss relating to medical situation or death. The terms of the life and health insurance you are selling are heavily dependent on that of the provider of the policy.
If you work for an independent agency or broker, you have the advantage of access to several insurance brands. Life insurance policies ensure the policyholder and their beneficiaries will receive a stated benefit upon the event of a death. Life insurance policies can vary based on the length of time covered, and with that, the premiums and amount of coverage vary. For example, term life insurance policies usually have lower premiums, and cover a specified amount of time should death occur.
Whereas whole life insurance policies cover the lifetime of the insured, but at higher premiums. Whole life can be seen as a long-term investment, as there is a cash component that appreciates over time — as other types of investments can. These are variants of different types of health insurance coverage, but they share the same intent to reimburse the claimant should they experience medical expenses from injury or illness.
An HMO allows the insured and their beneficiaries to access a network of care providers, hospitals, and specialists. Students who take an in-classroom course will be able to take this exam at the end of their class; online students will need to contact a state-approved monitor to set up a monitoring session. An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check.
You can make a reservation through the following methods:. After passing the exam, apply for your license. Disclaimer : Course requirements and pricing are subject to change.
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